Terms and Conditions

These are the terms and conditions which apply to your use of this website. Please read them carefully. By proceeding with access to this website you are deemed to have accepted these terms and conditions. If you do not agree with these terms and conditions, then please refrain from using this website. Please note that from this website you can access AXA Adviser Extranet, AXA Elevate, AXA Isle of Man website, Architas, Winterthur Adviser Extranet, AXA Investment Managers website, AXA Framlington website and AXA Rosenberg where you will be required to accept further terms of business.

AXA Sun Life Services plc reserves the right at its discretion to amend, update, modify or replace these terms and conditions at any time without notice. These terms and conditions were last updated on 28 May 2010. AXA Sun Life Services plc may revise these terms and conditions by amending this page. You are expected to check this page from time to time to take notice of any changes AXA Sun Life Services plc has made, as they are binding on you.

Please note that this website is intended for use by residents of the United Kingdom whilst in the United Kingdom only. It is not applicable to residents/investors of other countries because the law in other countries may restrict the distribution of the information and products on this website.

For the avoidance of doubt none of the information on this website constitutes an offer to contract in any country in which it is accessed, including (without limitation), the United Kingdom.

General

This website is provided by AXA Sun Life Services plc (AXA Sun Life).

AXA is a worldwide insurance group. The AXA Winterthur Wealth Management proposition is offered by companies within the AXA UK group of companies. In the UK, one of the AXA companies is AXA Sun Life, which distributes and administers financial products and services. AXA Sun Life is authorised and regulated by the Financial Services Authority and is a company limited by shares, registered in England No. 3424940, registered office: 5 Old Broad Street, London, EC2N 1AD.  The Financial Services Authority reference number of AXA Sun Life is 185746 (www.fsa.gov.uk/register). As part of AXA Sun Life's commitment to quality service, telephone calls may be recorded.

This website may also contain hypertext links to websites operated by other third parties. The responsibility for those websites belongs to the third parties who are identified as operating those websites. Separate terms and conditions will also apply to those websites and you are encouraged to read those if you access those links.

Availability

AXA Sun Life will endeavour to ensure that this website is accessible for 24 hours a day but will not be liable if‚ for any reason‚ the website is unavailable for any time or for any period. AXA Sun Life will have the right to suspend access to this website temporarily or permanently and without notice.

AXA Sun Life will not be liable for any loss or damage arising in contract‚ negligence or otherwise if this website is unavailable or is suspended for any reason.

Information

The information contained on this website is provided for information purposes only and shall not be construed or interpreted to be providing you with financial advice or other professional advice.

AXA Sun Life will use reasonable care and skill to ensure that it is accurate at the date of publication. However‚ because of the nature of the internet‚ there may be circumstances in which errors occur within the information. Consequently AXA Sun Life makes no warranty as to the accuracy of any information on this website and cannot accept liability for any errors or omissions within it.

Security

AXA Sun Life will take all reasonable steps to ensure that any information you provide via email on this website is kept secure‚ but please remember that‚ because of the nature of the internet‚ the security of emails cannot be guaranteed. Consequently your privacy cannot be guaranteed. There is no guarantee that any emails sent will be received by AXA Sun Life.

Liability

AXA Sun Life accepts no responsibility for the content of or your use of any website which is accessed via a hypertext link from this website, except where responsibility is accepted by AXA Sun Life expressly within the terms and conditions applying to any such website which is provided by AXA Sun Life.

AXA Sun Life cannot warrant that this website is free of viruses or technical defects of any description‚ and accepts no responsibility for any technical problems arising from your use of this website.

AXA Sun Life shall not be liable for any loss of use, profits, savings or data or any indirect damages or losses, whether such losses arise in contract, negligence or otherwise, including without limitation, any losses in relation to your use of, reliance upon or inability to use this website.

Copyright and other Intellectual Property Rights

The AXA, Winterthur and Architas names and logos are registered trade marks of the AXA group of companies who claim rights in these names and logos. AXA Sun Life owns the copyright and all other intellectual property rights existing on or within this website.

Unless otherwise expressly permitted, you are not permitted to download‚ print‚ redistribute or extract any information from this website other than for your personal‚ non-commercial use and not for any purpose that damages the reputation of any AXA group company or takes advantage of it.

You are not permitted to reproduce‚ modify or in any way change any of the information available on this website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You may link to this website, provided you do so in a way that is fair and legal and does not damage AXA Sun Life's reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on AXA Sun Life's part where none exists. AXA Sun Life reserves the right to withdraw this linking permission without notice. This website must not be framed on any other website.

AXA Sun Life's status (and that of any identified contributors) must always be acknowledged as the authors of material on this website.

Data Protection and Privacy

Any personal information you supply to AXA Sun Life via this website will be treated in accordance with the Data Protection Act 1998.

AXA Sun Life processes information about you in accordance with its Privacy Statement. By using this website, you consent to such processing and you warrant that all data provided by you is accurate.

Additional information regarding the privacy of personal data‚ and the use of cookies is available in the Privacy Statement.

Applicable Law

AXA Sun Life and you have a free choice about the law that can apply to these terms and conditions. AXA Sun Life proposes to choose the law of England and Wales and, by accessing this website, you agree that the law of England and Wales applies.

Additional information

Wherever the name ‘AXA’ is used on this website, this implies one or more of the following companies within the AXA Group of companies, which may offer products or services on this website. Further details can be found on the respective companies’ webpages:

AXA Sun Life Services plc trading as AXA Life, registered in England and Wales with company no. 3424940, registered office: 5 Old Broad Street, London, EC2N 1AD.

Winterthur Life UK Limited registered in England and Wales with company number 3116645, registered office: 5 Old Broad Street, London EC2N 1AD.

AXA Portfolio Services Limited which uses the AXA Elevate trading style, registered in England and Wales with company number 01128611, registered office: 5 Old Broad Street, London EC2N 1AD.

AXA Investment Managers UK Ltd (AXA IM UK), registered in England and Wales with company number 01431068, registered office: 7 Newgate Street, London, EC1A 7NX. 

AXA Framlington an expertise of AXA Investment Managers UK Limited (AXA IM UK), registered in England and Wales with company number 01431068, registered office: 7 Newgate Street, London, EC1A 7NX.

AXA Rosenberg Investment Management Limited registered in England and Wales with company number 02426077, registered office: 9A Devonshire Square, London EC2M 4YY.